<ins id="ldvjv"></ins>
<ins id="ldvjv"><noframes id="ldvjv"><ins id="ldvjv"></ins>
<del id="ldvjv"><noframes id="ldvjv"><del id="ldvjv"></del>
<cite id="ldvjv"><noframes id="ldvjv">
<ins id="ldvjv"><noframes id="ldvjv"><ins id="ldvjv"></ins><ins id="ldvjv"><noframes id="ldvjv"><ins id="ldvjv"></ins>
<cite id="ldvjv"></cite>
<i id="ldvjv"></i> <del id="ldvjv"><noframes id="ldvjv">
<i id="ldvjv"><noframes id="ldvjv"><del id="ldvjv"></del>
<cite id="ldvjv"><noframes id="ldvjv">
<del id="ldvjv"><noframes id="ldvjv"><del id="ldvjv"></del>
Skip to Content
Skip to Content

Mortgage Rates

Mortgage Rates Remain Near Historical Lows

August 15, 2019

The sound and fury of the financial markets continue to warn of an impending recession, however, the silver lining is mortgage demand reached a three-year high this week. The decline in mortgage rates over the last month is causing a spike in refinancing activity – as homeowners currently have $2 trillion in conventional mortgage loans that are in the money – which will help support consumer balance sheets and increase household cash flow. On top of that, purchase demand is up seven percent from a year ago.


Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the Definitions. Borrowers may still pay closing costs which are not included in the survey.

Opinions, estimates, forecasts and other views contained in this document are those of Freddie Mac's Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, should not be construed as indicating Freddie Mac's business prospects or expected results, and are subject to change without notice. Although the Economic & Housing Research group attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. The information is therefore provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document is strictly prohibited. ©2019 by Freddie Mac.